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Mandi Malam

8 Morning Habits We Should Say Goodbye to Once and for All

Old habits die hard, that’s why we do some things without even thinking about how harmful they are — especially in the morning when we don’t have time to spare. Do you drink a cup of coffee every morning or have cereal with milk for breakfast? These may not be the best ways to start your morning. Bright Side wants to talk about eight things many of us do every morning that are actually harmful to us. After reading this article, you’ll learn how to make your morning and the day that follows better than they ever were before. 1. Not starting the day with a shower © depositphotos   © depositphotos  Every day we face a series of questions (both work-related and others) we’re forced to answer throughout the day. According to a doctor from Harvard, a morning shower makes it easier for us to look for solutions because it helps the brain become active and less likely to become distracted by outside factors. A shower allows the brain to generate new and unusual ideas. This is why

Singapore vs. Tokyo Cost of Living

Singapore and Tokyo are quite similar in many ways – both are large, vibrant Asian cities that are very orderly and clean. Besides language and other small, particular cultural difference, the two provide comparable quality of living standards. World-class business operations, ample access to public transportation, and a local focus on high-quality food characterise both Tokyo and Singapore. Both cities tend to be ranked in the top 10 most expensive cities in the world for expatriates, according to the Mercer Cost of Living rankings. Generally speaking, Tokyo is more expensive than Singapore with some occasional exceptions. Taxation also makes an impact. For foreigners, Japanese income tax is determined by status of residence. Foreigners who have lived in Japan for less then one year (non-residents) are required to pay income tax only on income generated in Japan. Foreigners who have lived in Japan for more than one year are separated into resident groups, based on how long

9 Tips for Opening a Bank Account in Singapore

With a wide variety of international and local banks in Singapore, it can be difficult to select the right bank. As you struggle through a labyrinth of transaction fees and paperwork, you may start to wonder if visiting exotic lands is worth all this trouble. Having thrown myself into the morass, I have survived to compile an easy guide for you to follow, which will render the entire process a walk in the park! If you are an overseas resident and want to open an account in Singapore before actually moving here, you can do so easily. You do not even need to visit Singapore to open an account! You apply online by submitting an application form to your chosen bank, if you have your documentation in order. However, this process is restricted to residents from certain countries – before trying to open an account in a bank in Singapore, always check the bank’s website for eligibility. Irrespective of your nationality, the following tips may come in handy for opening a bank acco

Monthly Cost of Living in Singapore

Singapore is known internationally for its affluence and political stability, which has in turn attracted many foreigners, as both expatriates and tourists, to her shore. However, Singapore is also known to be an expensive city to reside in, which is why you will realise that many Singaporean families, especially within the middle and low income group, will have dual income sources, as both husband and wife will be working to contribute to the monthly expenses. The monthly cost of living in Singapore is relative to the type of income one earns and the spending habit of the individual. However, this article will serve as an approximate of the monthly cost of living that you can expect based on the three income groups. High-Income Group Someone who is earning in the mid to higher five-figure range monthly can be considered a high-income earner. This would usually be individuals who are in senior white-collar jobs in the banking or engineering industries, or business owners. As thi